Campbell & Associates Insurance Agency, Inc

Campbell & Associates Insurance Agency, IncCampbell & Associates Insurance Agency, IncCampbell & Associates Insurance Agency, Inc

513-752-7722

  • Home
  • Video - Insurance Agency
  • About US
  • Selling/Trading Car Tips
  • Preventing Roof Leaks
  • Lifespan of Home Features
  • Business Insurance
  • Cost to Rebuild
  • Home Insurance Terms
  • Term & Whole Life Ins
  • Business-Based Life Ins
  • Car Noises Explained
  • Car Break-In Protection
  • If Your Car Is Totaled
  • Umbrella Insurance
  • HVAC Up-Keep Tips
  • Complete A Home Inventory
  • Life Changes & Insurance
  • Your Home's Foundation
  • Winter Safety TIps
  • Licensed CSR
  • More
    • Home
    • Video - Insurance Agency
    • About US
    • Selling/Trading Car Tips
    • Preventing Roof Leaks
    • Lifespan of Home Features
    • Business Insurance
    • Cost to Rebuild
    • Home Insurance Terms
    • Term & Whole Life Ins
    • Business-Based Life Ins
    • Car Noises Explained
    • Car Break-In Protection
    • If Your Car Is Totaled
    • Umbrella Insurance
    • HVAC Up-Keep Tips
    • Complete A Home Inventory
    • Life Changes & Insurance
    • Your Home's Foundation
    • Winter Safety TIps
    • Licensed CSR

513-752-7722

Campbell & Associates Insurance Agency, Inc

Campbell & Associates Insurance Agency, IncCampbell & Associates Insurance Agency, IncCampbell & Associates Insurance Agency, Inc
  • Home
  • Video - Insurance Agency
  • About US
  • Selling/Trading Car Tips
  • Preventing Roof Leaks
  • Lifespan of Home Features
  • Business Insurance
  • Cost to Rebuild
  • Home Insurance Terms
  • Term & Whole Life Ins
  • Business-Based Life Ins
  • Car Noises Explained
  • Car Break-In Protection
  • If Your Car Is Totaled
  • Umbrella Insurance
  • HVAC Up-Keep Tips
  • Complete A Home Inventory
  • Life Changes & Insurance
  • Your Home's Foundation
  • Winter Safety TIps
  • Licensed CSR

Home Insurance Terms To Know

Adjuster

The claims adjuster investigates your claim, collects evidence and determines how much to pay for the property damage or total loss. 

Declarations Page

This is the front page of your homeowner’s insurance policy. A declarations page summarizes basic information about your policy such as the policyholder, the home covered, and your coverage and premium amounts. 

Indemnification

Indemnification

The compensation for your homeowners insurance claim. 

Loss Of Use

Indemnification

Coverage that pays additional expenses when a policyholder has to move out of their residence while repairs are made as a result of damage caused by a covered loss.
 

Negligence

A failure to take reasonable care or otherwise prevent damage to your home and property.  For example, you neglect to shovel the snow from your sidewalk and a neighbor injures themselves. Or, you don’t take a dead tree down and it falls on your property or your neighbor’s.

 

Occurrence

A single event or series of exposures that cause an injury or damage to your property. Examples include break-ins, fires, burst pipes and more. 

Personal Umbrella Policy

Personal Umbrella Policy

An optional, additional liability coverage for your personal assets in the event of an accident on your property that exceeds the limits of your current homeowners coverage. 

Replacement Cost

Personal Umbrella Policy

The actual cost of replacing your home and property in the event of damage or complete destruction. Replacement cost is different from the current market value of your home. 

Scheduled Personal Property

If you have high-value personal property such as jewelry, artwork, antiques and more, this type of coverage can be added to your homeowners policy.
 

Subrogation

Subrogation

When someone else’s negligence leads to damage to your property (such as a neighbor’s tree falling on your roof), you can ask your insurer to settle the claim for you. Subrogation is the process of seeking payment recovery for you.
 

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Campbell & Associates Insurance Agency, Inc

190 West Main Street, Amelia, Ohio 45102, United States

513-752-7722 Office 513-218-4708 Work Cell Shannon@autohomelife.net

Hours

Open today

09:00 am – 05:00 pm

Campbell & Associates Insurance Agency, Inc

190 W. Main Street Amelia, OH 45102

513-752-7722

Copyright © 2025 Campbell & Associates Insurance Agency, Inc - All Rights Reserved.

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